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What is safer?


G+_George Kozi
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They're both fairly mature. They have both been around for years. I use tap and pay all the time - transactions under A$100 doesn't require a pin. Actually, a lot of transactions where I have to insert the card into the reader don't need a PIN either for under A$100. They're both just ways of exchanging information with the terminal.

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Don Rideaux-Crenshaw I can't understand why the US still hasn't adopted the Chip/PIN cards.  Here in Canada we've had them for years (I haven't seen a non-chip card reader in a LONG time), and from what I've heard they've reduced credit card fraud to virtually the same levels as debit card fraud, a vast improvement.

 

 

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